Tools and Plant insurance protects the equipment your business relies on. For many trades, tools are essential for daily work, and without them, jobs can’t get done.

Tools are often stolen, especially from vehicles or job sites. Theft from vans is common, and replacing stolen tools can be expensive and disruptive. Tools and equipment can also be damaged by accidents, mishandling, or normal wear and tear.

Plant equipment, like generators, compressors, or construction machinery, is a big investment. Damage or breakdowns can mean repair costs and delays to your work.

Tools & Plant Insurance helps pay for repairs or replacements if your equipment is stolen, lost, or damaged. This means your business can keep running without taking on all the costs.

Cover can be tailored to the type and value of your equipment, and how and where you use it. Policies can include both your own equipment and hired-in plant, which is useful if you rent machinery for certain jobs.

This insurance is especially useful for tradespeople, contractors, construction firms, and maintenance businesses. But any business that relies on tools or equipment should think about the risks of loss or damage.

At base Insurance, we help businesses get Tools & Plant cover that fits their needs. We look at the value of your equipment, how it’s stored, security, and how often it’s used.

Having the right cover means equipment problems won’t stop your business from running smoothly or meeting your commitments.