Motor Trade insurance is for businesses that buy, sell, repair, or service vehicles. This includes garages, dealerships, mechanics, body shops, and mobile repairers. These businesses face special risks because they handle both customer vehicles and their own stock.

A main risk is damage to vehicles, which can happen during test drives, repairs, or while cars are stored. Even small incidents can mean big repair bills, especially for expensive vehicles. Insurance helps make sure your business doesn’t have to pay these costs alone.

Risks to your premises matter too. Workshops and garages have tools and equipment that can be damaged by fire, theft, or accidents. If your premises can’t be used, it can stop you from earning income.

Liability is also important. Customers could get hurt on your premises, or work done on a vehicle could cause problems later. Public liability and road risks insurance help protect you from these situations.

Motor Trade policies can include road risks insurance, so you can drive vehicles you don’t own. This is essential for test drives, collecting and delivering cars, or moving vehicles as part of your work.

At base Insurance, we help motor trade businesses get cover that fits what they do. We look at the types of vehicles, how they’re stored, staff roles, and the services you offer.

Motor Trade Insurance gives solid protection for a complex, high-risk industry, so your business can run with confidence.