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Mid–High Net Worth Home Insurance

Specialist insurance for high-value homes and belongings.

Category
Influencer
Updated
29/4/26
Expert
Team

For many successful creators, home is more than just a place to live. It can be a workplace, filming spot, storage, creative space, and part of your public brand. As your income grows, your home and what’s inside it can become more valuable. 

Standard home insurance might not cover everything, especially if you have high-value items, special designs, or use your home in unique ways.

Mid–High Net Worth Home Insurance is for homes and belongings that need more tailored protection. This could include expensive buildings, designer interiors, art, jewelry, tech, or other items that standard policies might not cover well. 

For creators, things can get more complex if you use your home for filming, hosting, storing valuables, or showing your lifestyle online.

This insurance matters because high-value homes often need more than a basic policy. Rebuilding can cost a lot, and valuable items might need special attention. You might also need flexible cover for temporary housing, specialist repairs, accidental damage, or worldwide protection. If something goes wrong, you expect not just a payout, but support that matches the value of what you’ve insured.

For creators, being in the public eye can change the risks at home. A higher profile can mean more privacy worries, and sharing your lifestyle online can bring new security issues. Expensive tech, fashion, collections, and decor are often part of your home. Your insurance should reflect these realities, not treat your place like any other house.

At base Insurance, we offer specialist protection for creators whose homes and lifestyles go beyond standard insurance. Mid–high net worth home insurance takes a more thoughtful approach to protecting your home and your most valued possessions. 

It’s designed to give you confidence that if something happens, you’ll get quality service and support that matches what you’ve insured.

Are you looking for an insurance broker that thinks differently and want to know more?
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Proactive experts in our industry and trusted advisors to our Clients. We have partnered with base Insurance Brokers to service and procure Insurance tailored solutions for the unique needs of our Clients. Great service, and always available 24/7 to answer our queries!
Sam Uwins
Partner, StarBox Accountants
Since appointing base as my insurance brokers, my insurances are no longer complicated. Dan and the team spent the time in to get to know my exposures and then put me at ease, arranging a comprehensive programme for my portfolio. They're always available on the phone and by email to answer my urgent queries - VIP client service at its best
Russell Martin
Manager, Swansea City FC & Entrepreneur
Being in a fast paced, emerging niche sector like Esports, it was important for us to find a broker that completely understands not only the risks we face, but also those the industry face as a whole. Base certainly prove their worth in this respect
Rob Black
Founder & CEO, Promod Esports
Having taken the time to understand our business and Client portfolio, we appointed base to both our business insurances and the individual needs of our Clients. Top class communication, bespoke solutions and discreet service for our VIP Client base.
Elliott Raggio
Director, MONDO Sports Management
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